When it comes to student loan forgiveness, the U.S. Department of Education (ED) just hit the brakes—and hit them hard. In a move that’s confusing, controversial, and downright frustrating for borrowers, the ED has suspended loan forgiveness under the Income-Based Repayment (IBR) plan. Yes, the one that’s been a lifeline to millions

When the stock market throws a curveball, it’s often Nvidia (NVDA) on the mound. Today, July 15, 2025, was no exception. With the Dow Jones Industrial Average (DJIA) slipping over 300 points, and NVDA popping over 4.5%, Wall Street found itself on one of those rollercoaster rides that make seasoned investors question reality and meme-stock traders scream “to the moon!”

The choice between large-, mid-, and small-cap funds boils down to risk appetite and growth goals. Large-cap funds hold the 100 biggest companies, offering steady growth with lower volatility.